What a shopping spree we could have had!

So my niece was over last week and we were bored so we decided to go shopping. She mentioned that her sisters ex husband had given her a credit card to use if she needed anything . I was like that is awesome let's go to a atm and take some money out and have a field day (the guy is a jerk) so I was all for spending his money. The card was declined and we were pissed off but still went shopping as planned . Well last friday this was posted in the macomb daily .

Utica police arrested two Clinton Township men for using altered credit cards to purchase items from the Target Store on Hall Road in Utica.

Christopher Boseak and Joseph Dickens, both 21, were charged with the illegal use of a financial transaction device. They were arraigned on Friday in 41A District Court in Shelby Township. Boseak also is wanted by the Broward County Sheriff's Office in Ft. Lauderdale, Fla., on a charge of grand theft uttering and publishing.

Detective Sgt. David Faber said Boseak and Dickens admitted they bought phony credit cards on the Internet and were using them at stores in Macomb County.

The Target store was contacted on Thursday by the victim, a Sterling Heights resident who said she noticed her credit card had been used at 7 p.m. on Thursday. She informed Target that she didn't make any purchases.

Faber said Target store security called police who watched a video of two men in their early 20s making purchases in the amount of $106.53 using bogus credit cards. The cards had Boseak's name on the front, but a number on the back registered to another person.

The registered number is recorded as the purchaser when the card is swiped by a store employee, Faber said.

"Our officers tracked down the suspect whose name was on the front of the credit card," Faber said. "They got his address from the Law Enforcement Information Network which is at an apartment complex on Lakeside Village Drive on Hayes between 19 Mile and Hall roads."

Faber added, "It was kind of easy arresting them. They weren't too smart. They were captured doing this on video."

Police said there is a Web site where people can buy bogus credit cards. The cards will come with the subscriber's name on the front, but have someone else's credit card number on the back.

Faber said it was fortunate the victim monitored her credit card file daily.

"The reason they put their right name on the front of the credit card is in the event they are challenged by the store clerk," Faber said. "We are working on yet another case where the guy used someone else's name and phony identification which they also can purchase online."

On Thursday night while Boseak and Dickens were allegedly scamming Target for $106.53, police said another altered card was used to charge $168.82 and $129.74.

"The big question is who is the victim in all of this, the credit card company, the store or the person whose credit card number was stolen?" Faber said.

"The stores have to be a lot more careful in checking all kinds of identification. They don't because they don't want to offend the customer and will take the loss."

Need less to say she will not be getting anymore credit cards from him